1-2-3 about Getting Your Home Loan

1) After you submit your application to the financier (e.g. bank), they will evaluate your eligibility.
2) IF OK, you will get a letter of offer. *ALWAYS NEGOTIATE FOR A LOW INTEREST RATE*
3) IF POSSIBLE, sign your S&P first. THEN ONLY sign the letter of offer.

□ 1-2-3关于申请房贷：
1）当你申请了房贷，（银行）会调查你的财务能力。
2）如果OK，你会受到一份议案信。＊记得要争取最低的利率＊
3）如果可以的话，先签订房屋购买合同。再签贷款议案信。